September 2013

I taught a paralegal course and asked the students about the insurance coverage they carried on their cars and trucks. To my surprise, most students did not know what types of coverage they carried and the amounts of each form of coverage. I hear the same thing when I ask my clients the same thing. Their responses are generally that they carry “what the law…

USA Today published in August the results of an investigation which showed that thousands of medical doctors continue to practice despite the fact they committed errors or used misjudgment treating patients.    While this problem is national and thus not confined to Arkansas it does raise many issues about what happens if the one of those doctors who have already been alleged to have mistreated a…

As with most other people in the country, residents of Oklahoma and Arkansas buckle up in their cars and trucks everyday expecting that the safety features in their cars will provide extra-added protection against personal injury in the event of an accident. Of those safety features, most would agree that child safety locks are among the most important. Very recently, Ford Motor announced a recall…

Arkansas law requires that every policy of motor vehicle insurance issued in Arkansas contain first party coverage (medical pay and disability income), unless the person taking out the policy rejects these coverages in writing.  It is never a good idea to reject these coverages, even if you have health insurance and other disability insurance. If you do obtain med pay coverage, the insurance company is…

Immediately after a car accident: Stop vehicle and call police. Make sure everyone is okay or give aid to those in need. Cooperate with the police officer in his/her investigation. Take photos of damaged vehicles and accident scene. If witnesses stop, get their names and addresses. If hurt, obtain medical care and attention. Report the accident to your insurance company. What not to do after…