Frequently Asked Questions About Applying & Qualifying for Social Security Disability (SSD)
- How long must I be out of work before I can apply for Social Security Disability?
You can file for disability as soon as you stop working, or as soon as your earnings drop or if you are not engaged in Substantial Gainful Activity. In order to qualify for Social Security Disability (SSD) benefits issued by the Social Security Administration (SSA), an applicant must demonstrate their “disability has lasted or is expected to last for at least one year or to result in death”. The SSA issues no time requirements on potential applicants seeking to apply for SSD benefits. One commonly held misconception states an applicant must be completely out-of-work for six months to a year before applying for SSD benefits.
- What qualifies as a disability?
An applicant may potentially qualify to receive Social Security Disability (SSD) benefits from the Social Security Administration (SSA) if they can demonstrate any injury, condition, or illness that is serious enough to limit their ability to work. While not comprehensive, the SSA lists a broad range of potentially qualifying impairments for SSD benefits in their “Blue Book.”