In honor of the 63rd anniversary of Social Security Disability, Caddell Reynolds wants to share how exactly this system came into place.
Prior to 1930, state-sponsored insurance against job-related injuries, sickness, unemployment, and injury was common in Europe. That is what likely led Progressive Era social scientists and social workers in the U.S. to advocate for insurance that would protect Americans from the same. This was the foundation for the creation of the Social Security Act. However, it was not before long that many important political figures began arguing that these benefits should also be made available to any Americans who had become disabled prior to the age of 65, with benefits also accessible for their dependents.
Ultimately, it was argued that the difficulties that surrounded individuals with disabilities were even more impactful than those of old age. Although a federal disability insurance program was proposed in 1949, it was not until 1956 that President Eisenhower signed the Social Security Disability Insurance bill into effect. With its 63rd anniversary quickly approaching, we re-examine the Social Security Disability Act and its far-reaching impact.
Social Security Act is Amended to Include the Disabled
On August 1, 1956, the Social Security Act was amended to include benefits, which would be provided monthly to all permanently and totally disabled workers from age 50-64. The amendments also provided that it would pay the child’s benefits to disabled children aged 18 and over or to retired or deceased workers so long as their disability began before the age of 18. The Act was also amended to lower the retirement age for widows and female parents to 62.
In January of 1957, the first payments for disability were paid out under the OASDI. These went to either retired or deceased workers’ dependent children who were aged 18 or older so long as their disability began before the age of 18.
Requirements for SSD Applicants
For an individual to be determined as disabled for purposes of the Act, an applicant must meet the following requirements:
- He/She has a mental or physical condition that prohibits them from performing substantial, gainful activity
- Their condition must last for at least one year (or be terminal)
- The individual’s impairment must fall under the Social Security Administration’s Listing of such
- Should an individual’s impairment not meet or equal the SSA’s list, the applicant’s age, work history and education will be assessed
Should an individual no longer be capable of completing new work or work that he or she previously did, they will be considered to be disabled.
Changing the Lives of Millions
The Social Security Administration has reported that in December 2017 alone, payments to disabled beneficiaries totaled almost $11.5 billion and awards to disabled workers accounted for 88 percent of awards to all disabled beneficiaries. In the 63 years since its inception, the SSD program has been amended and changed several times, though its purpose continues. It continues to assist millions of disabled Americans and their dependents to navigate some of their most challenging times.
At Caddell Reynolds, we are proud to work with people with disabilities, helping to make their lives easier. We will work with you to fight for any SSD benefits to which you and your family may be entitled! To find out more about what you may be entitled to or to schedule a free consultation, call us at 866-853-6020 today!