If you have a disability that prevents you from working and providing for your family, Social Security Disability benefits may offer financial assistance, access to health care, and peace of mind. The application process can be complicated, though, and many applicants are denied. A Social Security Disability attorney in Arkansas can make it easier for you receive the help you need. Your attorney can answer any questions, help you fill out the appropriate paperwork, and provide valuable advice that may speed up the approval process. Once your application has been approved, you can explore your eligibility for the Social Security Disability family benefits explained below.
What Types of Social Security Disability Benefits Are Available?
There are two types of Social Security Disability benefits that you may be approved for, depending on your work history and financial situation. These benefits include:
1. Social Security Disability Insurance (SSDI): People who have worked for an extended period and paid Social Security taxes before filing for disability benefits may qualify for SSDI. Once approved, certain family members may also be eligible to receive benefits if they are dependent on the SSDI recipient.
2. Supplemental Insurance Income (SSI): People who are in financial need and have not worked for the required amount of time before filing for disability benefits may qualify for SSI. An SSI recipient’s dependents are not eligible for Social Security Disability benefits for families.
Who is Eligible for Social Security Family Benefits?
After you begin receiving Social Security Disability Insurance benefits, members of your family may also be eligible. These family members include:
- Spouses: If your spouse is 62 or older, or is caring for a child who is younger than 16, they may be eligible for Social Security family benefits.
- Ex-Spouses: If you were married for more than 10 years, your ex-spouse might be eligible for benefits. They must be unmarried and 62 or older to be eligible for SSDI benefits.
- Minor Children: Your children, including biological children, dependent stepchildren, and adopted children, are typically eligible to receive benefits. To qualify, the children must be unmarried and younger than 18.
- Adult Children: Your children who are 18 and older may also be eligible to receive Social Security family benefits. If they have a disability that occurred before they turned 22, they may be eligible. Alternatively, if the child is a full-time primary school student and is 18 to 19 years old, they may qualify.
- Grandchildren: Grandchildren and stepgrandchildren may be eligible for SSDI family benefits in extremely rare situations. Their parents must either have disabilities or be deceased, the grandchild must have been living with their grandparent before they turned 18, and the grandchild must have received at least half of their financial support from their grandparent before he or she became eligible for SSDI.
How Much Social Security Benefits Can a Family Receive?
Each family member is eligible for up to 50% of your disability rate. However, there is a limit on how much your family can receive collectively. The total sum depends on your benefit amount and the number of family members who qualify, but it is typically 150% to 180% of your disability benefit.
If you are looking for a Social Security Disability attorney in Arkansas, contact Nolan Caddell Reynolds at 866-242-0452 to start the investigation into your case and work toward benefits for your family.